Your savings should earn more than they're earning right now.
Gainbridge Save locks in a guaranteed rate up to ${RATE_TD_UPTO} APY. Your principal is protected, there are no hidden fees, and you can access your money each year if you need to.
Think of it like a high-yield CD. With better rates.
Gainbridge Save is a place to put your money and watch it grow at a locked-in rate. No market exposure, no surprises, no advisor required. You put money in, your rate is set for the entire term, and you know exactly what you'll walk away with.
This account may be a good fit if you're:
- Saving for something specific, like a home, a wedding, or a safety net
- Under 59½ and want access to your money without IRS restrictions
- Looking for a predictable, set-it-and-check-it alternative to CDs or high-yield savings accounts
Good to know: Because taxes are paid as you go, you stay in control of your money the whole time.
Everything you need. Nothing you don't.
Guaranteed APY
Your rate is locked for your entire term. No surprises, no fluctuations.
annual free withdrawals
Access up to 10% of your balance each year without early withdrawal fees.
principal protection
Your balance will never go down due to market conditions.
Hidden fees or commissions
No middlemen. No sales calls. No fine print. What you see is what you get.
Open an account in minutes.
Apply
A short online application. Just the basics to confirm your identity.
Fund
Transfer from a checking or savings account.
Grow
Your money starts earning right away. Log in anytime to track your balance and see your earnings in real time.
Your money is in good hands
Gainbridge Life Insurance Company holds an A- (Excellent) rating from AM Best, the 4th highest rating outof 16. Your money is backed by financial strength you can verify.
As a subsidiary of Group 1001, which manages over ${AUM_DOLLAR} in assets, we're part of a family of stable financial services companies. More than 493,000 customers trust Group 1001 companies with their annuities and life insurance.
Gainbridge Life Insurance Company is regulated by state insurance departments and required by law to maintain reserves that ensure we can meet our obligations to you.
Our customer service team is 100% US-based. No scripts, no runaround. Just real answers from people who actually know the product.
What Gainbridge members are saying
"A high-yield, no-hassle alternative to a CD."
"A high-yield, no-hassle alternative to a CD. I feel I can safely park my money for a few years. No commissions or high fees either. This seems to be a great product for younger people who basically just want a supercharged CD."
"Rates are significantly better than CDs"
"Rates are significantly better than CDs. Opening an account was straightforward and very easy."
"What I love is it acts just like a CD, but with much higher rates."
"I was doing a general search on the highest rate CDs and came across Gainbridge. What I love is it acts just like a CD, but with much higher rates."
Questions?
You buy directly from us online, which means we don't pay agent commissions or broker fees. Those savings go straight to your rate.
No. Gainbridge Save is a fixed annuity issued by Gainbridge Life Insurance Company, while CDs are issued by banks. However, the Traditional option works similarly to a CD with fixed rates and interest taxable as earned.
Gainbridge has no annual fees or sales commissions.
Each year, you can withdraw up to 10% penalty-free. Withdrawals above that amount are subject to withdrawal charges and market value adjustments. In your first year, the 10% is calculated from your initial deposit. After that, it's based on your account value each anniversary.
Call 1-866-252-9439 or email team@gainbridge.com. Our 100% US-based team of licensed professionals are available Monday through Friday from 8AM to 5PM EST.
Your money is already working somewhere. Make sure it's working for you.
A locked-in rate. Zero market risk. No fees. Open a Traditional Save account today and know exactly what you'll earn before your term ends.