Earn up to ${RATE_HIGHEST}
You work hard. Your savings can too.
Guaranteed growth for whatever comes next. A first home, retirement, or anything in between. The Gainbridge Save annuity is built around an interest rate you can count on and real people when you have questions.
Built to make saving simpler
High guaranteed rates
Earn up to ${RATE_HIGHEST} fixed interest rate for your entire term, no matter what the market does.
Principal protected
Your original investment stays secure, supported by the financial strength of an A- rated insurer.
Flexible savings
Designed for everyday savings and retirement, all in one place.
Gainbridge success stories
“Everything has been phenomenal”
“To actually be able to talk to people on the phone and answer the questions and be very friendly and letting me know if you have any questions, contact us anytime. And when I did, they answer immediately. Everything has been phenomenal.”
“I don’t have to worry about it”
“I call it peace of mind. It's just sitting in an account that's not going up and down. It's got a good rate of return, and I don't have to worry about it. It's just growing at a nice rate, and I know it's gonna be there when we need to use it.”
“It was quite simple.”
“It was simple. I know how much it was gonna pay. There weren’t any fees or other things. That was it. It was quite simple.”
Open an account in minutes
Everything online, on your schedule, with real people if you need them.
Gainbridge Save Annuity
Your rate is locked for 3 to 10 years, your principal is protected, and you can make free withdrawals of up to 10% of your account value each year.
Traditional
Retirement
Traditional
Retirement
FAQs
You buy directly from us online, which means we don't pay agent commissions or broker fees. Those savings go straight to your rate.
We invest in traditional investments like corporate bonds, mortgage-backed securities, and similar securities. Most of the returns are credited to you. We keep a small spread to cover our costs and run the business.
Gainbridge has no annual fees or sales commissions.
Each year, you can withdraw up to 10% penalty-free. Withdrawals above that amount are subject to withdrawal charges and market value adjustments. In your first year, the 10% is calculated from your initial deposit. After that, it's based on your account value each anniversary.
Guaranteed growth at a fixed rate, principal protection (your balance can't decrease due to market conditions), predictable returns you can plan around, and flexibility in how your earnings are taxed. Annuities can provide guaranteed income in retirement and death benefits for beneficiaries.
Take control of your financial future
Open your account in minutes and lock in a guaranteed return, starting with 30 days to cancel risk-free and get a full refund.