Up to ${RATE_RM_UPTO} guaranteed.
A better MYGA, minus the fees.
Get a similar multi-year guaranteed annuity (MYGA) you'd buy through an advisor without the commissions or fees cutting into your earnings.
Same guarantee. Better rate.
Most fixed annuities are sold through agents and brokers. You pay for that, even if you don't see the line item. Gainbridge sells direct. The savings show up in your rate.
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What Gainbridge members are saying
"Simple and efficient."
"Entire process was done online. No broker involvement. Simple and efficient. Interest rate is currently the highest on the market for MYGA"
"The annuity process is clean and easy."
"The annuity process is clean and easy. Gainbridge answered all of my questions professionally. This comes from a retired financial planner who wrote hundreds of annuities during my career."
"Better service than I get from my financial advisor!"
"Better service than I get from my financial advisor! Compounding everyday!"
Apply in minutes.
Apply
Short online enrollment. No advisor calls and you can complete in minutes.
Fund
Transfer cash, send a check, or transfer existing funds from a retirement account.
Grow
Your rate is locked for the entire term. Watch your balance grow daily from your portal.
Why retirement savers pick Gainbridge
A rate worth locking in, backed by everything else a retirement account should do.
Your deposit isn't tied to the stock market. Guarantees are backed by Gainbridge Life Insurance Company.
Withdraw up to 10% of your account value each year, penalty-free. Early withdrawal fees may apply above that. Cancel in the first 30 days and we'll refund every dollar.
You won't pay taxes on your earnings until you take the money out. That means compounding works harder over a 3 to 10-year term than it would in a taxable account.
Have a question about a rollover? Our 100% US-based licensed team of real people are available Monday through Friday, 8 AM to 5 PM ET. No commissions. No upsell.
Retirement savings that work as hard as you did.
A guaranteed rate. No market risk. No broker in between. Open a Retirement account with Gainbridge Save℠ and know exactly what you'll earn before you put in a single dollar.
Questions?
You buy directly from us online, which means we don't pay agent commissions or broker fees. Those savings go straight to your rate.
No. You open your account directly on our website without going through an agent or broker. This keeps costs down and puts you in control.
However, if you have questions along the way, we have a 100% US-based team of licensed experts available by phone, email, or chat to help.
Gainbridge has no annual fees or sales commissions.
Each year, you can withdraw up to 10% penalty-free. Withdrawals above that amount are subject to withdrawal charges and market value adjustments. In your first year, the 10% is calculated from your initial deposit. After that, it's based on your account value each anniversary.
Call 1-866-252-9439 or email team@gainbridge.com. Our 100% US-based team of licensed professionals are available Monday through Friday from 8AM to 5PM EST.