Back to Articles home

Annuities 101

Keep up with the latest news & articles

Installment Refund Annuity: Definition and How it Works

Learn with Gainbridge what an installment refund annuity is and all its particularities.

Featured articles

Fixed Annuity Payout Options: Your Guide to Annuity Settlement


Explore with Gainbridge how fixed annuity payout options work and learn the best way to cash out your annuity.

Self-Directed Annuity: Definition, Setup, and Rules

Learn what a self-directed annuity is, setup steps, tax rules, and how it works with Gainbridge.

GMIB Annuity Guide: Definition, Benefits, and Drawbacks


Learn with Gainbridge what GMIB annuities are, rider mechanics, costs, annuitization timing, and alternatives.

Annuity vs. Trust: Which One Is Better for Retirement?


Learn with Gainbridge when to use an annuity versus a trust, or whether both make sense in your retirement planning, along with practical tips.

All articles

Discover how variable annuities work and whether they’re right for you

Discover how a variable annuity can offer tax-deferred investment growth for retirement. Determine whether this annuity type is best for you.

Buying an annuity: How to add annuities to your portfolio

Interested in buying an annuity but not sure where to start? Discover Gainbridge®'s guide on how and when to buy an annuity to secure your financial future.

Qualified vs non‑qualified annuities: the differences

Compare qualified versus non-qualified annuities — including tax implications, penalties, and withdrawal schedules — to find what works best for you.

The pros and cons of annuities

Not sure about investing in an annuity? Read through the pros and cons of annuities to decide whether these products suit your financial plan.

What to know about withdrawing money from annuities

Tap into long-term savings without triggering penalties. Learn the ins and outs of annuity withdrawals, including fees and tax implications.

Are fixed annuities a good choice? Pros & cons

Learn about fixed annuities, including their benefits and disadvantages, rates, and whether they’re right for your financial goals.

What is a Fixed Index Annuity (FIA)? Pros & cons

Understand how fixed index annuities provide potential growth with downside protection. This post explains how FIAs work and their role in retirement planning.

Are annuities better than cds? Main differences

Explore the key differences between annuities and CDs, including rates, benefits, and investment strategies. Learn why Gainbridge®’s fixed annuity rates3 may offer more flexibility and higher returns than traditional CDs.

What are the different types of annuities?

Learn about the different types of annuities and their characteristics and examples. Make an informed decision and choose the right fit for your financial future.

Annuity misconceptions: Fact vs. fiction

Learn about annuity facts & common misconceptions, and how they work. Discover how annuities can provide tax-deferred growth and a steady retirement income stream.

Annuity riders explained: What are they and how do they work?

Discover what annuity riders are and how they enhance contracts with added benefits, flexibility, and security to better meet your financial goals.

Digital annuities: Revolutionizing retirement planning in the fintech era

Digital Annuities: The future of retirement planning. Explore the benefits of AI-powered personalization, blockchain security, and easy online access with digital annuities.

How much does an annuity cost? A guide on fees and commissions

Explore the different annuity fees and charges and how they affect your long-term investment returns. Gain clarity and make informed decisions.

What is an annuity? A complete guide for beginners

Discover what an annuity is and how it can provide a steady income stream. Learn about different types & how they can help you achieve your financial goals.

Categories to explore

insurance

Investment

Annuities 101

Savings & Wealth

Retirement Planning