Frequently Asked Questions | Gainbridge Insurance Agency

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Non-Retirement (Flex & Single Premium)

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Retirement (Flex & Single Premium)

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Retirement (Flex & Single Premium)

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Retirement (Flex & Single Premium)

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Retirement (Flex & Single Premium)

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Intro to Gainbridge & Annuities

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Intro to Gainbridge & Annuities

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Retirement (Flex & Single Premium)

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Retirement (Flex & Single Premium)

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Retirement (Flex & Single Premium)

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Non-Retirement (Flex & Single Premium)

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Withdrawals & Fees

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Retirement (Flex & Single Premium)

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Retirement (Flex & Single Premium)

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True

Non-Retirement (Flex & Single Premium)

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Taxes

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Non-Retirement (Flex & Single Premium)

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Retirement (Flex & Single Premium)

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Retirement (Flex & Single Premium)

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True

Retirement (Flex & Single Premium)

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True

Non-Retirement (Flex & Single Premium)

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True

Taxes

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True

Intro to Gainbridge & Annuities

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True

Retirement (Flex & Single Premium)

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True

Withdrawals & Fees

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True

Withdrawals & Fees

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True

Non-Retirement (Flex & Single Premium)

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True

Retirement (Flex & Single Premium)

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True

Non-Retirement (Flex & Single Premium)

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True

Retirement (Flex & Single Premium)

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True

Non-Retirement (Flex & Single Premium)

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True

Retirement (Flex & Single Premium)

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True

Taxes

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True

Retirement (Flex & Single Premium)

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True

Retirement (Flex & Single Premium)

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True

Retirement (Flex & Single Premium)

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True

Retirement (Flex & Single Premium)

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True

Retirement (Flex & Single Premium)

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True

Retirement (Flex & Single Premium)

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True

Retirement (Flex & Single Premium)

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True

Retirement (Flex & Single Premium)

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True

Retirement (Flex & Single Premium)

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Withdrawals & Fees

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Withdrawals & Fees

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Withdrawals & Fees

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Non-Retirement (Flex & Single Premium)

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True

Intro to Gainbridge & Annuities

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True

Non-Retirement (Flex & Single Premium)

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True

Non-Retirement (Flex & Single Premium)

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True

Retirement (Flex & Single Premium)

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True

Non-Retirement (Flex & Single Premium)

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True

Intro to Gainbridge & Annuities

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True

Retirement (Flex & Single Premium)

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True

Non-Retirement (Flex & Single Premium)

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True

Withdrawals & Fees

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True

Non-Retirement (Flex & Single Premium)

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True

Member Portal

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True

Non-Retirement (Flex & Single Premium)

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True

Non-Retirement (Flex & Single Premium)

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True

Intro to Gainbridge & Annuities

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True

Withdrawals & Fees

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Withdrawals & Fees

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True

Member Portal

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True

Withdrawals & Fees

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True

Member Portal

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

Intro to Gainbridge & Annuities

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True

‍

True

Retirement (Flex & Single Premium)

‍

True

Intro to Gainbridge & Annuities

‍

True

Withdrawals & Fees

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True

Member Portal

‍

True

Intro to Gainbridge & Annuities

‍

True

Intro to Gainbridge & Annuities

‍

True

Non-Retirement (Flex & Single Premium)

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True

Non-Retirement (Flex & Single Premium)

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True

Withdrawals & Fees

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True

Non-Retirement (Flex & Single Premium)

How can we help?

Intro to Gainbridge & Annuities

Non-Retirement (Flex & Single Premium)

Retirement (Flex & Single Premium)

Member Portal

Withdrawals & Fees

Taxes

Ready to save with certainty?

How can we help?

Intro to Gainbridge & Annuities

Non-Retirement (Flex & Single Premium)

Retirement (Flex & Single Premium)

Member Portal

Withdrawals & Fees

Taxes

Is Gainbridge: Flex℠ a CD?

I'm already a member. Can I still get a bonus on a new term?

How many times can I qualify for the new member bonus?

What happens if I deposit after the 90-day window regarding the new member bonus?

What determines if I'm eligible for the boost?

Why does California get different rates from other states?

Who can open an account?

What's the difference between a Flex account and my existing Gainbridge Save account?

I already have a Gainbridge Save account. Will anything change?

Can I have multiple contracts?

Can I have a Flex and a Retirement Flex account?

Will you calculate and pay my RMD automatically? Does it trigger surrender charges?

What are the IRA contribution limits?

What plan types are eligible to transfer into Retirement Flex?

What if I withdraw from Flex before 59½?

Will I get a 1099 when I withdraw from Flex?

Does depositing more get me a better rate?

Where do funds go if I don't assign them?

Can I make recurring deposits?

What's the maximum I can deposit?

When can I add new funds, and what's the minimum I can add?

How is Flex taxed compared to Retirement Flex?

Can I change my mind after I sign?

How do I move money from an IRA or another annuity?

What fees does Gainbridge℠ charge?

Does the Cash Wallet have withdrawal fees?

How does Flex compare to a CD?

What is the Cash Wallet?

Can I hold several terms at once?

What terms can I choose from?

How is Flex different from a regular annuity?

What’s the minimum to open an account?

Which tax treatment fits my goals?

When do I start earning interest?

What if rates change between when I start my application and when I fund it?

What if I need help during my application?

What happens to my money during the transfer process?

What happens if I miss my rate lock deadline?

What are my options at the end of my term?

How often does my account value update?

How long does the application take?

How long does funding take?

What happens if Gainbridge rates change?

Is Gainbridge FDIC insured?

Who owns Gainbridge℠?

Is Gainbridge legitimate?

Who can I contact with questions?

Which tax treatment fits my goals?

When do I start earning interest?

When can I access my money?

What's the fee structure?

What's the difference between a fixed annuity and a variable annuity?

What's the difference between a fixed annuity and a fixed indexed annuity?

What's the difference between Flex and Retirement Flex?

What's a Market Value Adjustment (MVA)?

What is the free look period?

What is the financial strength of Gainbridge's issuing insurance company?

What is annuitization?

What is an early withdrawal fee?

What is a fixed annuity?

What is a Multi-Year Guaranteed Annuity (MYGA)?

What is a 1035 exchange?

What is Gainbridge Save?

What information do I need to provide?

What if rates change between when I start my application and when I fund it?

What happens to my money during the transfer process?

What happens to my annuity if I pass away?

What happens if I miss my rate lock deadline?

What are the benefits of a fixed annuity?

What are the Terminal Illness and Nursing Home Confinement Waivers?

What are my options at the end of my term?

What are Required Minimum Distributions (RMDs) and how do they work?

Is Gainbridge Save a CD?