Gainbridge Save can be purchased by anyone 18 years or older and it is available in 49 states. We're currently licensed in all states except New York and Puerto Rico.

Some products have age restrictions for those 80-90 years old. Check product details or contact us for specifics.

Gainbridge Save is available in 49 states. We're currently licensed in all states except New York and Puerto Rico.

$1,000 for Gainbridge Save.

Gainbridge Save is a fixed annuity that guarantees your interest rate for a set term (3-10 years). It's designed as an alternative to CDs and other savings products, offering competitive rates with the security of state guarantees.

You can open either a Traditional account (for flexible goals like education, safety nets, or legacy) or a Retirement account (for long-term retirement savings with tax-deferred growth).

There are no annual fees, no sales commissions, and a $1,000 deposit minimum. You manage everything online, but real people are available whenever you need help.

Your money earns guaranteed interest, and you can access up to 10% penalty-free each year if you need it.

A rate lock secures the current interest rate for a certain period while you transfer funds to purchase your annuity. Your rate will be locked in for 30 days from the day you sign your application. After 30 days, your rate will update to what the current rates are at the time of funding.

Retirement Account qualified transfers (deposits coming from a 401(k), IRA, etc.) get a 45 day rate lock since they typically take longer to process.

A 1035 exchange allows you to transfer funds from an existing annuity or insurance policy into a new annuity without triggering taxes on any gains from the original contract.

Your name, address, date of birth, email address, cell phone number, and Social Security Number. Your Social Security number is required by federal law to verify your identity and prevent money laundering activities. Our application does not run a credit check and will not impact your credit score.

See our Privacy Policy for more information about how we collect, use, and protect your information.

Your rate is locked for 30 days from when you sign your application. As long as your funds arrive within those 30 days, you'll get the rate you locked in, even if rates have changed. If your funds arrive after 30 days, you'll receive the current rate at the time of funding.

Our team is here to help. Call 1-866-252-9439, email team@gainbridge.com, or use our online chat Monday through Friday from 8AM to 5PM EST. We'll walk you through any questions you have.

Your money moves directly from your bank or current institution to Gainbridge. For bank transfers (ACH), funds typically leave your account within 1-2 business days and your contract will typically become active within 2-5 business days total.

For retirement account transfers or 1035 exchanges, your current institution processes the transfer, which typically takes up to 30 days. Once we receive the funds from the transferring company, your account will be active.