Call 1-866-252-9439, email team@gainbridge.com, or chat with us here. Our team is available Monday through Friday from 8AM to 5PM EST.

You start earning interest on the day we receive your funds. For bank transfers, this is typically 2-5 business days from when you initiate funding. For retirement transfers, it's usually when your previous institution releases the funds. Your interest rate is locked from the day you submit your application, and you'll earn that rate from the day we receive your deposit.

Your designated beneficiary will receive the full account value. Your designated beneficiary will receive the  contact value plus any applicable interest, less premium or similar tax, as applicable provided the annuity hasn’t converted to a settlement contract. As long as you have a designated beneficiary (other than an Estate), there are no probate delays, reductions, or early withdrawal fees.

If you have a Save Retirement account funded with qualified retirement money (like an IRA or 401(k)), you'll need to take Required Minimum Distributions once you turn 73. RMDs are not subject to early withdrawal fees or market value adjustments, even if they exceed your 10% free withdrawal amount.

Your account value updates each business day and reflects interest credited and any withdrawals. The balance you see in your account is updated up to the previous business day.

Log in to your portal anytime to check your balance.

To make a withdrawal, contact us at 1-866-252-9439.

Access your account through our secure portal using your email and password. Log in here.

Interest compounds daily. Your guaranteed rate is an annual rate that you earn by keeping your money in the account for the full year.

If you withdraw before the end of your term, your earned interest will be less than the full annual rate since the compounding effect builds over time.

Contact us at 1-866-252-9439, email team@gainbridge.com, or use our online chat. To update beneficiaries, you can contact us or make the changes directly in your online portal here.

You can manage your annuity online through our secure portal at any time. You can log in to your portal here.